Our Mission

Optimized Retirement Income Planning

An Optimized Retirement Income Plan maximizes lifetime income and minimizes financial risks that are unique to retirement.

The availability of reliable income determines lifestyle - and we want our clients to enjoy their best possible lifestyle.

Why Most Retirement Plans are Sub-Optimized

In retirement, our financial thinking must change from 'accumulation' to preservation and income because of the unique and different goals and risks of retirement.

But because few advisors, and fewer investors make the necessary adjustments, we find most retirement plans grossly sub-optimized.